The latest motoring chat and car news delivered in short bursts, mainly geared towards British enthusiasts.

Auto Trader magazine comes to an end as the digital age takes over

Auto Trader has become a household name since its advent in the mid 70s; for anyone looking to buy or sell a car, the standard approach would be to place an ad in the iconic magazine, or buy a copy and flick through the thousands of adverts in the hunt for your new motor. This popular publication was truly the lifeblood of the car industry, both for dealers and private sellers. However, as life moves evermore towards digital media, it’s with much sadness that we have learned of the imminent closure of the print version of this well-known and much-loved magazine.

Auto Trader magazine

Falling circulation and revenue

Many years ago, Auto Trader was a veritable tome, nearing phonebook proportions and jam packed full of new and used cars for sale. Its advertising revenue was immense, and it seemed that it was an institution that would always be there. However, since the launch of the Auto Trader website, circulation volumes of the print magazine have fallen rapidly, with the money generated through its ads almost halving in recent years. This led to a decision from its publisher, The Trader Media Group, to say goodbye to the hard-copy version and focus its efforts solely on the website.

While this may come as a surprise to many, we’ve done our own investigating – talking to various motor traders who would always have the latest copy of the magazine sat on their desks, we found that it was no longer part of the office furniture – making it little wonder that the publishing group have decided to call it a day.

Technology is the new trading space

As many businesses are finding, modern technology is changing the way consumers access the products they want to buy. With people surfing online via multiple devices, and with smartphones and tablets becoming more commonplace than ever before, it’s really no surprise that online visitors to the Auto Trader website have risen by 11% in just one year. During this time, the number of its visitors using a mobile device has grown from 1.1 million to 2.3 million – showing the influence that technology is having on purchasing habits.

If you had asked anybody 10 or 15 years ago whether they envisaged this giant of car advertising closing down, no one would have believed it possible. But the online version has eclipsed the value of the print edition, and this much more accessible and immediate version now boasts 11 million unique visitors per month. The website offers a much more intuitive search function and easy listing tools, adding to its appeal for those who want to buy or sell cars more efficiently.

So, while we’re sorry to see the print magazine come to an end, from a business perspective, we can see why it makes perfect sense. Farewell Auto Trader, thanks for the memories!

The End of the Road for the Paper Tax Disc?

A consultation launched by the government is looking at how improvements can be made to the way motoring services are delivered. Removing the need for unnecessary paperwork is included within the report, which mentions the possibility of abolishing the paper tax disc.

At present motorists are required by law to display a valid tax disc on most road-going vehicles. The proposal to abolish the paper disc does not mean road tax is going to be scrapped altogether; motorists will continue to pay their road fund licence, but the necessity to display a paper disc may be removed.

Tax Disc

Tax Disc

This latest consultation continues the trend of updating the products and services provided by government organisations with a view to embracing technological advances. Automatic Number Plate Recognition (ANPR) cameras situated by the roadside, on motorways and fitted to police cars can detect if a vehicle is fully road legal. The camera reads the registration from the number plate and compares it against various databases to make sure road fund licence (car tax), insurance and MOT are all valid and in place.

The plans have provoked a mixed response with some suggesting it may encourage drivers to avoid paying their car tax. In rural areas where APNR cameras are not as common, some believe many motorists will be able to avoid detection by sticking to local roads. Other have said that car tax should be done away with completely as British motorists already pay enough tax at the forecourt when buying petrol or diesel. One rider claimed not to have displayed a tax disc on his motorbike for nearly ten years. He, like many motorbike owners, was fed up of having his paper disc stolen so he continues to pay road fund duty but chooses not to attach the disc to his bike.

The changes could also have implications for the Post Office following the recent award of a £450m contract for the supply of tax discs at the counter. The seven year contract was seen as vital for keeping Post Offices open, but yesterday’s announcement may give members of the National Federation of Sub-Postmasters cause for concern.

One of the other suggestions within the consultation is the proposal that the paper counterpart of the UK driving licence could also be made obsolete. The entire consultation document can be found by clicking on the following link: https://www.gov.uk/government/consultations/motoring-services-strategy

Please add your own comments and tell us what you think of the plans to kill off the paper tax disc. You may also want to read this recent article which highlights the possibility of the insurance check being removed when a vehicle is taxed.

UPDATE: From 1 October 2014, the paper tax disc will no longer need to be displayed on a vehicle. Read the official announcement: https://www.gov.uk/government/news/vehicle-tax-changes

Money Saving Expert Forum – Over-protective Policy Denying users Good Advice?

With its paid-for affiliate links and an uncompromising user policy, is the Money Saving Expert site at risk of denying its users the opportunity to get genuine, good advice from industry experts?

This post is somewhat off topic, but important nonetheless. James Saperia, Managing Director of Simply Registrations has recently been on the receiving end of what some may consider unfair treatment by the forum moderators at the well-known website Money Saving Expert (MSE).

James has been offering his expert opinion and advice for free to users of the Money Saving Expert forum since April 2011, providing help on a variety of different motoring subjects – including, of course, personalised number plates, under the username of ‘Happytohelp’.

However, following a post he made on the MSE forum last week, James logged into his account to find that, without warning,  he had had been given an outright ban and could no longer contribute to the website. The ban was imposed due to a thread James had started to advise forum users about the recent announcement that the Government may be changing the rules on purchasing car tax, to allow drivers to do so without providing evidence of a valid insurance policy. In order to provide a point of reference and further information, James linked to the article on his company’s website from his post on the MSE forum.

Now, as anybody familiar with the Simply Registrations website is aware, the business does not sell car tax or insurance products of any kind, nor are there any affiliate links from this company website – but the post was presumably deemed to be of a commercial nature and therefore subsequently led to James being banned indefinitely and his posting privileges removed.

Selective Linking Policies – Protecting users or Limiting Advice?

Martin Lewis
The Money Saving Expert site recently published a blog post by Martin Lewis, which talks about the injustice of forums such as MSE being ignored as potential social networks. He wrote that this may be because “they’re seen as closed communities” – but with such a rigid stance on allowable advice, perhaps the real reason is that they don’t offer the same freedom as other social media platforms, such as Facebook and Twitter.

While it’s understandable that forums need to have rules in place, when these rules are ineffectively policed, users are potentially denied good advice in favour of the site owners’ over-protective stance. So the question is; if a site protects its own revenues by restricting relevant and helpful advice from industry experts, does that negate the site’s intended purpose to offer support and help to its users? Martin Lewis and the MSE site has done a lot to help its users, especially when you look at the PPI scandal and the amount of people who have been able to reclaim unfair payments made through mis-selling, however it would seem a shame if other support was hindered due to a poorly moderated policy.

‘Happytohelp’ is no longer able to Help – and it’s the Users that Lose Out

As a regular contributor to the Money Saving Expert forum, James has placed 86 posts and been thanked 49 times for the advice that he offered. This advice, just like the post that lead to his ban, has always been focused on helping other users to make better decisions. Quite often his advice has diverted people from making mistakes which could have led to financial penalties. An example of this can be seen here.

Ultimately, the posting policy on Money Saving Expert doesn’t seem to work. If you link to a commercial website that has not been approved as one of MSE’s revenue-generating affiliates, even if there’s no chance of making money from your post, it appears that you’re banned from further contributions and have to appeal – hoping your ban will be lifted so that you can rejoin the community. This means that while Money Saving Expert continues to make an income from approved commercial links, the users that make up the community and ultimately add to the site’s success could potentially lose out on relevant and important information. So now the Money Saving Expert community has lost its resident personalised registrations expert and, no doubt, other industry experts along the way.

Removing the Insurance Check when Taxing a Car

We all know how frustrating it can be trying to locate all of the necessary paperwork when you need to buy your new tax disc – especially when, in this digital age, so many insurers fail to send out hard copies of your insurance certificate in the first place. However, if Roads Minister Stephen Hammond has his way, producing evidence of insurance when renewing your road tax may soon become a thing of the past.

Car Tax DocumentsThe current requirement for producing insurance evidence in official form when you arrive at the post office, ready to sort out your tax, can be a real headache for some road users. The trouble isn’t just that an emailed certificate of insurance is often unacceptable to the person behind the counter either – if you’ve just purchased a car that doesn’t come with a current tax disc, it can be even more of an issue.

While you may have made the necessary phone call to your insurance company or sorted out cover via the Internet, it may be a while before any paperwork, electronic or otherwise, gets sent to you – and no insurance means no tax: end of story.

Two sides of the argument

So if you’ve ever found yourself in one of the above predicaments, you may be interested in the consultation regarding road tax which is open for comment until 26th November. The consultation is designed to decide whether the production of a valid insurance certificate should continue to be a requirement when purchasing road tax, or whether it’s no longer needed. According to the DVLA’s press release announcing the consultation, Hammond believes that there’s no benefit in this process now that insurance checks can easily be made against the Motor Insurance Database, under the Continuous Insurance Enforcement rules. It’s also probably no coincidence that the removal of this stage in the purchase process stands to save the Government in the region of £1.2 million per year.

Unfortunately, it seems that since the news to reconsider this procedure was announced, not everybody has taken a positive outlook. The director of AA Insurance, Simon Douglas, has voiced concerns that this will send out the wrong message to road users and encourage people to avoid taking out insurance or to delay renewal. With the current system automatically reminding drivers if their insurance has expired when buying their tax online, or refusing tax for drivers who can’t produce insurance evidence in person, Douglas believes that it will be much easier to overlook any avoidance or lapse in regards to cover.

Have your say!

So where do you stand on the argument? Do you agree with Hammond that cutting out the red tape is a good idea? Or, like Douglas, do you worry that if this lack of insurance check becomes law, more people will risk driving without insurance? If you have an opinion that you want to share, you can make your comments on the consultation by clicking on the link and following the instructions: https://www.gov.uk/government/consultations/remove-the-insurance-check-when-taxing-a-vehicle

Police Warning to Motorists who Film Crash Scenes whilst Driving

Northamptonshire Police may have inadvertently discovered a way to catch motorists using mobile phones whilst driving. A crash on the M1 in June earlier this year caused part of the motorway to be closed for most of the day. Part of the rescue operation involved an injured lorry driver being cut free from her vehicle by the emergency services. Motorists on the opposite carriageway were seen filming the event on mobile phones and digital cameras as they drove past the scene.

Police photograph offending motorists

Realising what was happening and aware of the potential for further crashes, police quickly set up a camera of their own to capture the crazy antics of the amateur film-makers on the opposite side of the motorway. As a result, eighty warning letters were sent out to the registered keepers of the offending vehicles. No one was prosecuted by the police; however some drivers of company vehicles are now facing disciplinary action from their employers.

This is not the first time cameras have been turned on motorists in an attempt to highlight consequential motoring offences. After setting up a mobile speed camera, Lancashire Police filmed drivers travelling away from the speed trap ‘misusing their headlights’ as they warned oncoming traffic of the police presence. Almost as many motorists were caught for flashing their headlights as were caught for speeding offences.

Some road users have suggested we could see new tactics being deployed by the police to deter motorists from filming whilst driving past accident scenes. It could become standard procedure for the police to set up recording equipment at the scene of a crash to film passing traffic. Surely most drivers would welcome this move? It is incredibly frustrating being held up in traffic, only to discover that the delays were caused by vehicles slowing down to have a look at an incident on the other side of the road.

Northamptonshire Police believes it is the first force in the country to take this sort of action against motorists caught using mobile phones whilst driving. It may not be the last time we hear of cameras being used in this way to issue warnings or even fixed penalty notices.